Legal stuff 相关法律

Borrowing Policy 借款政策

Eligible users must meet the following criteria to qualify for borrowing Ap tokens by collateralizing ETH tokens: A. Have a verified account on our platform. B. Possess a sufficient amount of ETH tokens as collateral. C. Comply with all relevant regulatory requirements and platform-specific terms of use.

Collateral Requirements A. ETH tokens are the only acceptable collateral for borrowing Ap tokens. B. The collateral ratio is set at 111%, meaning users must provide collateral worth at least 111% of the borrowed ApxG token amount. C. The platform reserves the right to adjust the collateral ratio based on market conditions.

Borrowing Limits A. The maximum borrowing limit is determined by the value of the provided ETH collateral and the current collateral ratio. B. The amount borrowed by users must not exceed the specified limit.

Interest Rate A. The interest rate for borrowing Ap tokens with ETH collateral is set at 0%. B. This rate may be subject to change at the platform's discretion.

Repayment A. The borrowed amount must be repaid in tokens. B. Users can flexibly repay the borrowed amount at any time.

Liquidation A. The ratio between the collateral assets and the borrowed assets is referred to as the collateral ratio. B. If the collateral ratio changes due to market fluctuations, resulting in the value of the collateral assets being equal to or less than the value of the borrowed assets, the platform reserves the right to liquidate the collateral to cover the outstanding loan.

Risk Disclosure A. Borrowers are advised to carefully consider the risks associated with borrowing against their ETH collateral, as market volatility may affect the value of the borrowed Ap tokens and the collateral.

Regulatory Compliance A. Users are responsible for ensuring compliance with all applicable laws and regulations for lending activities on the platform.

Platform Discretion A. The platform reserves the right to modify, update, or terminate the borrowing policy at any time, with or without prior notice.

By participating in the borrowing process, users acknowledge that they have read, understood, and agreed to comply with this borrowing policy. Non-compliance with this policy may result in the suspension or termination of borrowing privileges on the platform.

合格用户必须满足以下条件才有资格通过抵押代币 ETH 借入代币 Ap：

A在我们的平台上拥有经过验证的帐户。

B拥有足够数量的代币 ETH 作为抵押品。

C遵守所有相关监管要求和平台特定的使用条款。

抵押要求

A代币 ETH 是借用代币 Ap 的唯一可接受的抵押品。

B抵押比例设定为 111%，这意味着用户必须提供至少相当于所借代币 Ap 金额 111% 的抵押品。

C平台保留根据市场情况调整抵押比例的权利。

借款限额

A最大借贷限额根据所提供的代币 ETH 抵押品的价值和当前的抵押比例确定。

B用户借入的金额不得超过规定的限额。

利率

A以代币 ETH 借入代币 Ap的利率为 0%。

B该费率可能会由平台酌情更改。

还款

A借款金额必须以代币 Ap 偿还。

B用户可以随时灵活地偿还借入的金额。

清算：

A抵押资产与借入资产的比例以下简称抵押比例。

B如果抵押比例因市场波动而发生变化，导致抵押资产价值等于或小于借入资产价值，平台保留清算抵押物以弥补未偿还贷款的权利。

风险披露：

A建议借款人仔细考虑以其代币 ETH 抵押品借款的相关风险，因为市场波动可能会影响所借代币Ap和抵押品的价值。

监管合规性：

A用户有责任确保遵守平台上借贷活动的所有适用法律和法规。

平台自由裁量权：

A平台保留随时修改、更新或终止借款政策的权利，无论是否事先通知。

通过参与借阅流程，用户承认他们已阅读、理解并同意遵守本借阅政策。不遵守该政策可能会导致平台借贷权限暂停或终止。